This Privacy Policy details how the Neighborhood Impact Investment Fund, Inc. (“NIIF”, “we” or “us”) collects, uses and discloses information when you use NIIF’s website
This website is owned and operated by the Neighborhood Impact Investment Fund. We recognize that visitors to our site may be concerned about the information we collect and how we utilize it. Our privacy policy addresses those concerns.
NIIF respects the privacy of our online visitors. At our website, we do not collect personally identifiable information from individuals unless they provide it to us voluntarily and knowingly. This means you are not required to register or provide information to us in order to browse our site.
Information Collection
NIIF is the sole owner of the information collected on www.baltimoreniif.org. NIIF only collects personal information from our online visitors on a voluntary basis and only when contributing information for a loan application form, or to join the mailing list.
We collect the following types of information:
Personal Information You Provide
“Personal Information” means information that alone or when in combination with other information may be used to readily identify, contact or locate you. Personal information collected may include your name, your organization, email address, phone number and address. All personal information received through the pre-application form is encrypted and transmitted by SSL.
Any information collected is used for processing purposes only and is not shared with outside organizations. If we have trouble processing the request, the information is used by us to contact the visitor. Unless specified by the form, all information submitted to NIIF using our online information request and pre-application forms are kept private and will not be disclosed to third parties.
Cookies, Automatic Data Collection, and Related Technologies
We collect and store information that is generated automatically during your visit to our Site, including user preferences, log information and usage statistics. When you visit our Sites, we and our third party service providers receive and record information from your browser, including your IP address, using cookies and similar technology. Cookies are small text files placed on your computer to store your preferences. Most browsers allow you to block and delete cookies. However, if you do block or delete cookies, our site may not function properly.
How We Use Information
We use your information in the following ways:
To Provide Our Services
We use information, including Personal Information, we collect to provide you with the services you request and as necessary for internal service-related purposes.’
To Provide Offers and Information
From time to time, we may contact you to inform you about other information and services we think will be of interest to you.
Aggregate Data
We may anonymize and aggregate data we collect and use it for any purpose. We do not consider aggregate and anonymous information to be Personal Information.
Communications
We may send emails to the email address you provide to us to verify your account, to communicate with you about our services, to send information about offers, services and educational opportunities, or for customer service or system maintenance. You may opt out of emails by using the opt-out link in an email.
Marketing
We do not rent, sell or share your Personal Information with non-affiliated companies for their direct marketing purposes, unless we have your permission.
How We Share Your Information
We share your information in the following ways:
With Our Vendors or Service Provides
We may share information we receive with vendors and service providers who assist us in providing our services.
As Required By Law and Similar Disclosures
We may access, preserve, and disclose any information, including Personal Information, if we believe doing so is required or appropriate to: comply with law enforcement requests and legal process, such as a court order or subpoena; respond to your requests; or protect your, our, or others’ rights, property, or safety.
Merger, Sale, or Other Asset Transfers
If we are involved in a merger, acquisition, financing, due diligence, reorganization, bankruptcy, receivership, sale of assets, or transition of service to another provider, your information may be sold or transferred as part of such a transaction as permitted by law and/or contract.
We may also disclose your Personal Information with your permission and as otherwise required to provide our services.
Information Security
We take steps to ensure that your information is treated securely and in accordance with this Policy. Unfortunately, the Internet cannot be guaranteed to be 100% secure, and we cannot warrant the security of any information you provide to us.
By visiting our Site and providing Personal Information to us, you agree that we may communicate with you electronically regarding security, privacy, and administrative issues relating to your use of the Site or our services.
Protecting Personal and Sensitive Information
We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.
Wherever we collect sensitive information, that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for “https” at the beginning of the address of the Web page.
While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information.
International Users
Our Sites are designed for users in the United States. If you are visiting from the European Union or other regions with laws governing data collection and use, please note that you are agreeing to the transfer of your information to the United States and processing globally. By providing your information you consent to any transfer and processing in accordance with this Policy.
Log Files
Like most standard website servers, we may use log files. We may use IP addresses from the log files to analyze trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information.
Legal Disclaimer
Though we do our best to protect visitor privacy, we may need to disclose personal information when required by law. Such action may be necessary to comply with a current judicial proceeding, a court order or legal process served on our website.
Links
This website contains links to other sites. Please be aware that NIIF has no control over and is not responsible for the contents or privacy practices of such other sites. We encourage our visitors to be aware when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by this website.
Data Retention
We will retain your information for as long as necessary to provide our services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
Notification of Changes
If we decide to change our privacy policy, we will post those changes to this privacy statement so visitors are always aware of what information we collect and how we use it. Visitors will have a choice as to whether or not we use their information in this different manner. Revisions to this Policy are effective upon posting. You should periodically visit this page to review the current version of our Policy.
Modification or Deletion of Personal Information
If you need to change or correct any Personal Information provided to us, or wish to have all Personal Information we have collected removed from our files, please contact us at:
NEIGHBORHOOD IMPACT INVESTMENT FUND
1040 Park Avenue, Suite 310,
Baltimore, MD 21201
[email protected]
Questions
If you have any questions or concerns about this Policy or the use of your information, please contact us at:
NEIGHBORHOOD IMPACT INVESTMENT FUND
1040 Park Avenue, Suite 310,
Baltimore, MD 21201
[email protected]